I too am shocked at the steep rise in prices. Being retired I find it difficult finding a large lump sum to pay for a loco when it is released. I have recently decided to buy some Accurascale loco's using their 'lay away' scheme whereby I pay a relatively small fixed amount for a set number of months until the loco is paid. It becomes a fully paid up pre-order. This is not a credit scheme nor does it attract interest. Also every birthday, anniversary, christmas etc I receive R of S vouchers. Unfortunately as Hornby are no longer sold by R of S, my choice is restricted. Hornby should consider both these schemes as a way of increasing sales.